Motorcycle Accidents vs. Car Accidents: Why the Legal Approach Is Different

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Motorcycle vs Car Crash

Motorcycle riders have the same rights to the road as all other drivers. Sadly, in the event of a crash, motorcycle accidents often lead to more severe injuries and fatalities than car accidents

What might be a minor collision between two passenger cars could easily become a catastrophic accident when a motorcycle is involved. According to the National Highway Traffic Safety Administration (NHTSA), motorcyclists are nearly 24 times more likely to die in traffic crashes than passenger vehicle occupants.

Simply put, the long-term consequences of a motorcycle accident are oftentimes more severe than those of a car crash. What’s more, insurance companies and jurors sometimes have an unfair bias against motorcycle riders. Thus, the litigation process can vary significantly between motorcycle and car accidents.

Below, we will take a closer look into how motorcycle accidents differ from car accidents, as well as how a motorcycle accident lawyer can help bolster your claim. 

Frequent Causes of Motorcycle Accidents vs. Car Accidents

How motorcycle accidents occur (versus car accidents) is often quite different. Many motorcycle crashes are caused by other drivers, not by the riders themselves. Further, road conditions that cause little problem for passenger car occupants can have brutal consequences for motorcycle riders.

Common causes of motorcycle accidents

Accidents involving motorcyclists are frequently caused by:

  • Other drivers making a left-hand turn without first checking for a passing or overtaking motorcycle
  • Lane splitting, which is when a motorcycle rider moves between 2 lanes to surpass slow-moving or stopped traffic
  • Road hazards such as potholes, road debris, uneven or wet pavement, and other dangerous road conditions
  • Collisions with fixed objects
  • Overconsumption of alcohol
  • Speeding

While a number of these factors also pose a risk to passenger vehicles, motorcycle riders tend to suffer greater trauma when an accident occurs.

Common causes of car accidents

Frequently seen causes of car accidents include:

Most car accidents are caused by driver error of one or more persons involved in the crash. When a motorcycle is involved in an accident, it is often found that other drivers fail to see the rider on the road. Failure to see a motorcycle can result in a driver cutting off, side-swiping, or rear-ending the rider.

Serious Injuries Are More Common in Motorcycle Accidents

Due to the lack of protection, motorcycle accidents more often result in severe or fatal injuries to the rider. In car accidents, passenger vehicles have extensive safety features, including seat belts, airbags, and roll bars to protect the occupants. A motorcycle rider is much more vulnerable to the hazards of the open road. 

Injuries seen more frequently in motorcycle accidents than car accidents include:

  • Concussion 
  • Traumatic brain injuries
  • Joint injuries
  • Permanent paralysis
  • Nerve damage
  • Broken shoulders
  • Compound fractures
  • Crushing injuries
  • Severed limbs
  • Burns
  • Road rash
  • Scarring and facial disfigurement

Merely hitting a small pothole wrong can result in a motorcycle crash leading to catastrophic injuries. Even when the rider is wearing a helmet and other protective gear, this is by no means a guarantee against serious injuries. What’s more, motorcycle crashes frequently result in fatal injury to the rider’s passengers. 

After a motorcycle accident, it is advisable to seek medical attention as soon as possible. Doing so may improve your long-term prognosis, as well as support your personal injury claim later on. 

Further Ways Motorcycle Accidents Are Different From Car Accidents

Operating a motorcycle requires a different skill set and additional training compared to driving a passenger vehicle. Additionally, the motorcycle’s small size, in comparison to most other vehicles, makes it more vulnerable to collisions with larger cars and trucks.

Particular challenges motorcycle riders face include:

  • Reduced visibility compared with other vehicles: Other drivers are prone not to see motorcycles or know where to check for them
  • Shorter stopping distances: Rear-end accidents often occur when the rear driver is failing to keep a safe distance
  • Little outward protection: Without a seatbelt, airbag, or steel cage, motorcyclists are left exceptionally vulnerable in any crash situation
  • Substantial property loss: An accident that results in minimal cosmetic damage to a passenger car may completely total a motorcycle
  • Additional challenges from the insurance company or court: Insurance adjusters and jurors may view riding as a risky or reckless activity and take exception to your injury claim

Given these and other challenges you may face as a motorcyclist, a motorcycle accident attorney is the advocate you need when a traffic accident occurs. He or she can explain your legal rights and protect you from being taken advantage of by the other side.

Settlements in Motorcycle Accident Cases Can Be Especially Complicated

As stated, motorcycle accidents tend to lead to more severe injuries than car crashes due to the exposed position of the rider. Such serious injuries increase medical costs, result in longer recovery periods, and raise the stakes in legal claims for compensation. 

Oftentimes, an injured motorcyclist is eligible for a larger insurance settlement or court judgment for his or her pain and suffering. Knowing this, many insurance companies will aggressively pressure motorcycle accident victims into accepting a low-ball settlement that will not sufficiently meet their long-term financial needs. The insurer’s goal is to close the claim before you understand the overall impact your injuries will have on your quality of life.

After a serious motorcycle accident, you may be able to gain compensation for such things as:

  • Medical expenses
  • Rehabilitation
  • In-home care
  • Lost wages
  • Reduced earning capacity
  • Physical pain and suffering
  • Anxiety and post-traumatic stress disorder (PTSD)
  • Disability
  • Property damage
  • Out-of-pocket expenses related to the accident
  • Reduced quality of life
  • Wrongful death

Complex injury claims can result in high-value settlements. With that in mind, you need a qualified legal professional on your side.

A knowledgeable motorcycle accident lawyer can ensure that all avenues for fair restitution are pursued and that you are not pressured into a hasty or inadequate compensation agreement.

Other Unique Challenges in Motorcycle Accident Cases

Proving fault and negligence can be more difficult in motorcycle accidents compared to car accidents. In some cases, this is due to a cultural bias that often portrays motorcycle riders as reckless or irresponsible. Unfortunately, such perceptions can unjustly influence a valid case.

Even when the facts are clear, you may need to go to additional lengths to win your case. Insurers will argue that you engaged in risky behavior, and many jurors have never ridden a motorcycle themselves. Believing that motorcycles are more dangerous than cars, they may side with the driver in spite of a sound argument in your favor.

Overcoming certain prejudices may require hiring a car accident reconstruction specialist or other industry professionals to highlight exactly what occurred. Photographs and video evidence from the scene of the accident, as well as eyewitness statements, can prove especially valuable in highly contested car and motorcycle accidents.

Additionally, if the injured motorcyclist was not wearing a helmet, motorcycle boots, and other protective clothing – or was engaged in lane splitting at the time of the accident – he or she could be viewed as partly responsible for the injuries sustained. That said, Arkansas law does not require riders to use certain protective gear, and helmets are not required for those 21 and over.

A well-practiced lawyer knows the laws pertaining to motorcyclists and will ensure they are not abused in your case.

The Important Role of Motorcycle Accident Attorneys

Personal injury attorneys specializing in car and motorcycle accidents are well-versed in the unique challenges of such cases. They are especially capable of navigating the complexities of serious injury claims resulting from motorcycle crashes.

After an accident, your lawyer’s role is to protect your legal rights so you can focus on your treatment and recovery.

A motorcycle accident lawyer can assist you in a number of key ways:

  • Explaining your legal rights: A motorcycle injury lawyer knows the laws and how they pertain to your particular situation. He or she can help to determine whether other car drivers were at fault and whether negligence led to your accident. After establishing such facts, your lawyer can clarify what kind of compensation you are eligible for by law.
  • Offering advice: Your attorney can give you informed and objective advice on how to best proceed with your claim. The process of resolving a motorcycle accident claim is complex and often involves many individuals, including lawyers, medical doctors, law enforcement, and insurance negotiators. An adept personal injury lawyer knows how to interact with all involved parties and can communicate or negotiate with them on your behalf.
  • Navigating the legal system: Motorcycle and car accident claims generally involve filing a significant amount of paperwork. Your attorney will help you to do this in an organized and timely manner, ensuring that no important deadlines are missed. Additionally, your injury lawyer will coach you for any mediation or arbitration hearings that may be required in the process of resolving your case.
  • Assessing damages: Your attorney can help you to assess the monetary value of your past and current losses as well as evaluate what your long-term expenses may be. This is crucial for motorcycle accident victims to pursue rightful and just compensation.
  • Representing you in court if necessary: Although most motorcycle injury cases are settled out of court, having a lawyer familiar with your case from the beginning is invaluable in the event your case goes to trial. Experienced court representation can secure a more favorable outcome for an injured rider.

Hiring a motorcycle accident attorney in the event of serious injury is in your best interest. A skilled lawyer understands that the causes of motorcycle accidents and motorcycle accident injuries can be significantly different from the average collision between passenger cars.

Taking all the facts and variables into account, your injury attorney will fight tirelessly for you to receive maximum compensation for what you have gone through.

Contact Experienced Arkansas Motorcycle Accident Lawyers for Help

Serious motorcycle accidents can leave you suffering physically, reeling emotionally, and broken financially. Under such stressful circumstances, attempting to navigate the insurance and legal system can be an aggravating and exhausting experience. This is no time to go it alone.

The motorcycle accident lawyers of Minton Law Firm can help you through this difficult period. 

Our legal team well understands the particular challenges associated with motorcycle accident claims and is dedicated to fighting for the rights of injured riders.

We believe that every accident victim deserves strong legal representation and adjust our legal approach to the individual needs of each client.

As a former insurance adjuster himself, attorney Justin Minton knows the insurance industry through and through. If the insurance company denies your motorcycle claim, he is uniquely equipped to challenge their decision and has made sure his legal team members are also ready to handle any similar complications.

As an injured motorcyclist, please don’t hesitate to get the help you need and deserve. Call us today at 855-Xadjuster or complete our contact form to schedule a free case review. A member of our legal team is standing by to take your call.

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