What to Do If the Other Driver Lies to the Insurance Company

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After a car accident, most people expect the claims process to be straightforward. Unfortunately, that is not always the case. In many car accident cases, the other driver lies to the insurance company in an attempt to avoid responsibility. Minton Law Firm regularly helps accident victims in Conway, Sherwood, and across Arkansas who are dealing with false statements, conflicting stories, and insurance delays caused by a dishonest at-fault driver.

If the other driver lies after a car crash, it can slow down your insurance claim—but it does not eliminate your right to seek fair compensation.

Car crash scene showing front and rear vehicle damage, debris on the road, and police officers speaking with drivers while emergency lights flash.

Why Drivers Lie After a Car Accident

An at fault driver may lie for several reasons, including:

  • To avoid increased insurance rates
  • To escape financial responsibility
  • To shift blame to the other driver
  • To avoid admitting fault

Common lies include denying fault, exaggerating injuries, claiming traffic signs were ignored, or providing false information about how the accident occurred.

How Lying Affects Car Accident Claims

When a driver lies to the insurance company, it can lead to:

  • Delayed insurance claims
  • Denied or reduced compensation
  • Prolonged insurance negotiations
  • Disputes between insurance adjusters

Insurance companies rely heavily on statements from both parties, especially early in the claims process.

Call the Police and Get a Police Report

One of the most important steps after a car accident is ensuring that a police officer responds to the accident scene.

A police report can:

  • Document statements from both drivers
  • Record visible vehicle damage
  • Identify potential witnesses
  • Provide an initial fault assessment

While a police report is not final proof of fault, it is powerful evidence when the fault driver is lying.

Gather As Much Evidence as Possible

Strong evidence is the best way to counter false claims.

Important evidence includes:

  • Photos and videos from the accident scene
  • Vehicle damage
  • Skid marks and physical evidence
  • Witness statements and eyewitness testimony
  • Traffic cameras or security cameras
  • Video footage from nearby businesses

The more evidence you collect, the harder it is for a lying driver to maintain false statements.

Witness Statements Can Be Critical

Independent witness statements often make the difference when stories conflict. Witnesses have no stake in the outcome and can confirm:

  • Which driver caused the accident
  • Whether traffic signs were ignored
  • How the car crash occurred

Always obtain names and contact information from witnesses at the scene.

Be Careful What You Say to Insurance Adjusters

Insurance adjusters work for the insurance company—not for you. If the other driver’s insurance company contacts you, be cautious.

Avoid:

  • Guessing about what happened
  • Accepting partial blame
  • Making statements before reviewing the police report
  • Giving recorded statements without legal advice

Anything you say can be used to support false claims.

When Lying Becomes Insurance Fraud

Providing false statements to an insurance company can rise to the level of insurance fraud.

Insurance fraud may involve:

  • False accident details
  • Fake or exaggerated injuries
  • Altered statements
  • False claims about fault

If an insurance company discovers fraud, the lying driver may face criminal penalties and serious legal consequences.

Medical Records Help Prove the Truth

Seeking medical attention after a car accident is essential.

Medical records help:

  • Document injuries
  • Establish timelines
  • Support your injury claim
  • Disprove claims that injuries are fake or unrelated

Delaying medical care can give insurance companies room to question your injuries.

How an Experienced Car Accident Attorney Helps

An experienced car accident attorney knows how to uncover the truth and protect your claim.

A car accident lawyer can:

  • Gather and preserve evidence
  • Identify inconsistencies in statements
  • Work with accident reconstruction experts
  • Communicate with insurance companies
  • Push back against false claims

Legal representation often forces dishonest drivers and insurers to take claims seriously.

What If the Insurance Company Believes the Lie?

Even if the insurance company initially believes the other driver, that does not end your case.

Your attorney can:

  • Present corroborating evidence
  • Highlight conflicting stories
  • Use physical evidence and records
  • Escalate disputes within the claims process
  • File a lawsuit if necessary

Truth supported by evidence is difficult to ignore.

Car Accident Claims in Conway and Sherwood, Arkansas

Minton Law Firm represents car accident victims throughout Central Arkansas, including Conway and Sherwood, in cases involving dishonest drivers, disputed fault, and complex insurance issues.

Local experience matters when dealing with Arkansas insurers and courts.

Moving Forward After a Lying Driver

If the fault driver is lying, do not confront them directly or attempt to “prove” your case on your own. Focus on:

  • Protecting your health
  • Preserving evidence
  • Following medical advice
  • Getting legal support

This approach puts you in the strongest position to recover compensation.

Speak With Minton Law Firm Today

If you believe the other driver lied to the insurance company after your car accident, you do not have to face the situation alone. Minton Law Firm helps injury victims challenge false claims and pursue the compensation they deserve.

We offer a free consultation and work on a contingency fee basis, meaning there are no upfront fees unless we recover compensation for you. Call 501.794.0001 today to speak with an experienced car accident attorney about your legal options and next steps.

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